The Goods and Services Tax (GST) credit is a quarterly, tax-free payment from the Government of Canada designed to help lower- and middle-income Canadians offset the cost of paying GST or HST. In 2025, millions of individuals and families will continue receiving this benefit, with the next payment set to arrive soon.
The next payment after July will be on October 3, 2025. This will be the second payment of the benefit year, which runs from July 2025 to June 2026.
If you’re eligible for the GST/HST credit in Canada, here’s a clear breakdown of how much you can expect to receive, when payments are scheduled, and what might affect your upcoming amounts—all based on official CRA guidelines.
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Annual Maximum GST Credit Amounts for 2025–2026
For the period running July 2025 to June 2026, the GST/HST credit is calculated using your 2024 tax return. The maximum annual amounts are:
- $533 for single individuals
- $698 for married or common-law couples
- $184 for each child under age 19, added to the household total
Your actual credit depends on your adjusted family net income, marital status, and number of children.
Scheduled GST Payment Dates for 2025
GST/HST credits are issued quarterly, with payments typically arriving on the fifth day of July, October, January, and April. For 2025, those dates are:
- January 3
- April 4
- July 4
- October 3
Funds are delivered via direct deposit or mailed cheque, depending on how you’ve set up your account.
What July’s Payment Will Look Like
If you qualify for the full credit and receive $533 annually as a single individual, your upcoming July 4 payment will be approximately $133—your share of the annual amount divided over four quarterly installments.
Couples and families with children can expect higher quarterly amounts based on their eligibility.
Important Considerations
- The GST/HST credit is recalculated every July based on your adjusted family net income from the prior tax year. Any increases or changes in your income may affect your payments starting with the July installment.
- Be sure to file your 2024 tax return on time, even if you have no income, to remain eligible for the credit.
Summary at a Glance
| Detail | What to Know |
|---|---|
| Annual Maximum Credit | $533 single / $698 couple (+ $184 per child) |
| Upcoming Payment Date | October 3, 2025 |
| Estimated Quarterly Amount | Approx. $133 for singles; more for families |
| Payment Frequency | Quarterly: Jan, Apr, Jul, Oct |
| Key Factor | 2024 income determines payment starting July 2025 |
Final Thoughts
The next GST/HST credit installment goes out on October 3, 2025. Your payment amount will reflect your 2024 income and family situation, but the maximum you could receive is $533 annually if you’re single. Make sure your tax return has been filed to ensure smooth and timely credit distribution.
If you’d like help estimating your individual quarterly amount or checking what you may be eligible for based on your household, I’d be glad to assist!